About Hardware Sacco

Hardware cooperative savings and credit society ltd is a registered organization under the ministry of industrialization and enterprise development in Kenya, formerly ministry of cooperative Development. We mobilize savings from our members and also give them loans to empower them economically.


Capturing our memories.

Our Background

Hardware Sacco was Started and Registered in the Oct 1976 by 15 members who were all employees of Doshi Hardware Shop with
the aim of bettering their economic conditions. Having been in operation for 43 years, the Sacco was majorly for Doshi
Employees and until the year 2015 when we opened a “Common Bond” so as to be able to accommodate others who wanted to
join but were not employees of Doshi. Ever since we have witnessed a rise in membership covering people from all walks of


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    Our Loan Products

    Emergency Loan
    To meet emergency or unforeseen money requirements e.g medical, funeral etc
    School Fees Loan
    To assist members pay their children’s school fees.
    Instant Loans
    Mainly for urgent issues but does not qualify as emergency case
    College Fees Loan
    To assist payment of tertiary education.
    Top Up Loan
    To help a member to complete a project already started by normal loan.
    Are you interested in joining Hardware Sacco?
    Save more & do more with us..