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Your Growth, Our Mission

Tailored Financial Solutions That Empower

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A Brighter Financial Future

Helping Members Thrive, Not Just Survive

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We Are Stronger Together

Empowering Members to Achieve Economic Freedom

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We Empower You

With Smart Financial Solutions for Growth

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Become a Member

Join us now and become a part of a thriving community dedicated to your financial growth and success. As a member of our Hardware SACCO, Take the first step towards a secure future today!

Secure Your Future

We offer reliable financial services that are designed to help you secure your future. From affordable loans to secure savings options

Unlock Financial Potential

Join our SACCO to access a range of exclusive member benefits designed to help you achieve your financial goals.

About Us

Hardware Sacco Ltd was established in 1976 with an initial membership of 25 individuals, primarily drawn from Doshi Enterprise Ltd and Doshi & Company. Since then, membership has grown steadily, with members’ deposits surpassing Kshs. 100 million. Similarly, loans issued to members now exceed Kshs. 100 million.

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Ready to embark on your financial journey?

Explore our diverse loan programs and let us be your partner in achieving your goals!

Become a Member

Our Impact

Registered Members
Over 0
Organizations Served
0 +

Our Loan Facilities

Inua Bizna Loan

Instant Loan

Item Loan

Refinance Loan

Leave Loan

Emergency Loan

Development Loan

Normal Loan

Asset Finance Loan

School Fees Loan

Chap Chap/Mobile Loan

Savings

Holiday Savings Account

This savings plan is designed for specific goals, such as a dream holiday to Diani or Dubai. Funds can be withdrawn once the goal is achieved or at year-end, and the account earns 7% annual interest, calculated monthly.

Deposit Contributuion

A deposit is a formal monthly saving through the Sacco that cannot be withdrawn unless exiting the Sacco. It serves as a multiplier for accessing loans (2 to 3 times the deposit) and earns attractive interest at the end of the financial year.

SMB: Small and Medium Business Membership Deposit

This is a flexible savings plan designed for small business owners, allowing daily savings from as little as KES 100. It earns attractive interest annually and can be used to access loans at 2 to 3 times the saved amount.

Did you know?

  • You can monitor and pay your loans and deposits
  • Buy airtime
  • Pay bills
  • Request a mobile loan and
  • Access our services any time of the day
Download App

Instructions

mpesa

Paybill: 4062121

Account: Member Number

 

co-op

Account Number: 01120043037200

Narration: Member Number

Our Partners

GOK
KUSCCO
CIC
co-op